Datuk Dr Gary Chua is the brain child behind this unique and results-driven system for property investments. Gary was conservative in purchasing property in the early stages.

After 11 years of banking experience with his pulse on the property market in Malaysia, Datuk Dr Gary decided to get out of his comfort zone and make a difference by reinventing the property investment model.

In 2013, Datuk Dr Gary created the SMART Financing system which he applied to purchase more than RM20 million worth of property for himself.

This system is so powerful it can be duplicated for everyone’s use, regardless of their income.

“My belief is that EVERYONE can make money from property investments, no matter who they are. ” – DATUK DR GARY CHUA –

The system’s approach is practical, providing a clear method on how to leverage on bank loans to purchase properties with ZERO CAPITAL. This will enable anyone to earn passive income, grow their investments and ultimately achieve financial freedom.

“Our approach to property investment is practical and transparent. ” – DATUK DR GARY CHUA –

To date, the SMART Financing system has secured more than RM40 billion worth of property for its members.